neobank dari BNC Digital

Open a neobank account in just 5 minutes and take control of your finances with digital banking made simple. Neobank dari BNC Digital is a modern financial app designed to streamline savings, investments, and everyday payments through a secure, user-friendly platform built by Bank Neo Commerce.

Manage your money faster and smarter with core banking features that work around your schedule. Neo NOW Savings lets you earn up to 5% annual interest with zero minimum deposit—interest hits your account daily. For those looking to grow wealth, Neo WOW deposits offer investment-grade returns up to 8% p.a., starting from just IDR 100,000 with flexible terms ranging from 7 days to a full year. Every deposit is protected by layered banking security, dual authentication via password and PIN gestures, and Indonesia's deposit guarantee system.

Save money on every transaction with free bank transfers and unlimited inter-bank payments up to IDR 300 million daily. Pay utilities, buy mobile credit, settle BPJS contributions, and purchase digital products all in one app—plus collect cashback rewards on every payment. The savepay feature surprises you with discounts up to 100% at partner merchants, while Neo Gold lets you buy and invest in physical gold through trusted merchants, all from your phone.

Stay connected and manage finances together through Neo Chat, a secure messaging feature where you can send money, create groups, and coordinate with friends and family instantly. Neo Journal automatically tracks every transaction, helping you budget smarter without forgetting a single detail. Earn daily by collecting coins in Neo World through regular app activity, and celebrate special moments by sending Neo Ang Pao gifts to loved ones—practical, fast, and completely secure.

Since 1990, Bank Neo Commerce has evolved into Indonesia's first true neobank, backed by leading fintech expertise and a commitment to making financial services accessible to everyone. Whether you're saving for goals, investing for growth, or simply managing daily expenses, neobank dari BNC Digital gives you complete control with enterprise-grade security and zero hidden fees. Download now and experience banking that moves at the speed of life.